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● Updated August 2026

FTMO vs Topstep

Both rank among our top prop firms, but they suit different traders. Here is how they compare on every metric we score — and which one fits your situation.

FTMO

9.2
/ 10 · rank #1
Visit FTMO →
VS

Topstep

8.9
/ 10 · rank #2
Visit Topstep →

Head-to-Head Comparison

FTMOTopstep
Overall score9.2 / 108.9 / 10
Our ranking#1#2
Profit split80–90%90% (100% on first $10k)
Max funding$400,000$150,000
Challenge feeFrom €155From $49/mo
Evaluation2 phases1 phase
PlatformsMT4 · MT5 · cTrader · DXtradeNinjaTrader · TradingView · Tradovate
PayoutsBi-weeklyDaily (eligible accounts)
Best forSerious forex and indices traders who want the most established firmCME futures traders who want a US-friendly, long-established program

Which Should You Choose?

Choose FTMO if…

  • Longest track record in the industry
  • Up to 90% profit split with scaling
  • Free retry on a failed second phase if phase one was passed

Choose Topstep if…

  • US traders accepted
  • One-step evaluation
  • Strong payout track record

The Trade-offs

FTMO drawbacks

  • Strict daily drawdown rules
  • No US clients

Topstep drawbacks

  • Futures only — no forex or equities
  • Monthly subscription during evaluation

Our Verdict

FTMO scores higher overall (9.2/10 vs 8.9/10) on our methodology, which weighs profit split & payouts (35%), challenge fairness (30%), funding & scaling (20%), platform & support (15%). That makes it the stronger all-round choice for most people.

But a higher score doesn't make it the right pick for you. FTMO is built for serious forex and indices traders who want the most established firm, while Topstep targets cme futures traders who want a us-friendly, long-established program. If your situation matches the second description, the lower-scoring option is the better decision — the score measures general quality, not personal fit.

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