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● Updated August 2026

Topstep vs The5ers

Both rank among our top prop firms, but they suit different traders. Here is how they compare on every metric we score — and which one fits your situation.

Topstep

8.9
/ 10 · rank #2
Visit Topstep →
VS

The5ers

8.4
/ 10 · rank #5
Visit The5ers →

Head-to-Head Comparison

TopstepThe5ers
Overall score8.9 / 108.4 / 10
Our ranking#2#5
Profit split90% (100% on first $10k)Up to 100% with scaling
Max funding$150,000$4,000,000 (scaled)
Challenge feeFrom $49/mo
Evaluation1 phaseInstant or 2 phases
PlatformsNinjaTrader · TradingView · TradovateMT5
PayoutsDaily (eligible accounts)On demand
Entry feeFrom $39
Best forCME futures traders who want a US-friendly, long-established programForex traders who prefer instant funding over evaluation phases

Which Should You Choose?

Choose Topstep if…

  • US traders accepted
  • One-step evaluation
  • Strong payout track record

Choose The5ers if…

  • Instant-funding option with no challenge
  • Aggressive scaling plan doubles accounts
  • No time limits on most programs

The Trade-offs

Topstep drawbacks

  • Futures only — no forex or equities
  • Monthly subscription during evaluation

The5ers drawbacks

  • Lower initial split on instant plans
  • Smaller starting allocations

Our Verdict

Topstep scores higher overall (8.9/10 vs 8.4/10) on our methodology, which weighs profit split & payouts (35%), challenge fairness (30%), funding & scaling (20%), platform & support (15%). That makes it the stronger all-round choice for most people.

But a higher score doesn't make it the right pick for you. Topstep is built for cme futures traders who want a us-friendly, long-established program, while The5ers targets forex traders who prefer instant funding over evaluation phases. If your situation matches the second description, the lower-scoring option is the better decision — the score measures general quality, not personal fit.

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